nTrader Mobile Application

Agreement

This End User License Agreement is a binding agreement between Nextgen F X Investment LLC (nTrader) as the software provider and the person using the nTrader Mobile Application.

Downloading, installing, accessing or using the Mobile Application indicates acceptance of these terms. A user who does not accept them should not use the Application.

Company Identification

The nTrader Mobile Application is developed and supplied by Nextgen F X Investment LLC.

License Grant

nTrader grants the user a limited, non exclusive, non transferable and revocable licence to use the Mobile Application solely as an interface to services supplied by the user’s independent Financial Service Provider (FSP). The software remains licensed rather than sold.

Nature of the Software

The Mobile Application is a technology interface rather than a financial services product.

4.1 Technology Provider Only

nTrader operates as a software technology provider, Software as a Service vendor and terminal interface software provider.

4.2 What the Application Does Not Do

• It does not act as a broker.
• It does not provide financial services or investment advice.
• It does not open financial accounts.
• It does not hold client funds.
• It does not independently execute trades for the user.

Financial Services Relationship

All financial services are supplied by independent authorised FSPs. The user is the client of the FSP, not nTrader, and the contractual and financial arrangements are solely between the user and the FSP.

End User Relationship and Financial Infrastructure

Financial accounts accessed from the Mobile Application are created and maintained by the relevant FSP on infrastructure controlled by that FSP.

• nTrader does not operate FSP trading servers.
• nTrader does not control the FSP’s financial account infrastructure.
• nTrader does not hold client funds.
• nTrader does not control trading execution.
• nTrader does not independently control financial account data beyond the interface connectivity needed to provide the software.

The financial services contract remains between the user and the FSP.

No Financial Advice

The Mobile Application does not provide financial, investment, legal or tax advice.

Account Access Limitations

The Mobile Application is intended to access an existing FSP account and is not itself an account opening or payments service.

• No financial account creation by nTrader.
• No deposits or withdrawals through nTrader as a financial service provider.
• No sale of financial products by nTrader.

Regulatory Responsibility

Regulatory, licensing and compliance obligations associated with financial services remain with the authorised FSP. nTrader’s role is limited to software technology.

Geographic Restrictions

The Mobile Application may be restricted in certain jurisdictions where legal, regulatory or operational requirements make access unavailable or inappropriate.

User Responsibilities

Users are expected to use the Application in accordance with applicable law, comply with their FSP agreements, and protect login credentials and other account access information.

Data and Privacy

Use of the Mobile Application is also subject to the nTrader Privacy Policy and the applicable data handling terms published by nTrader.

Complaint Handling and Institutional Compliance Escalation

nTrader is not a financial dispute resolution body, arbitrator or ombudsman.

13.1 Scope of Complaint Forwarding

When a complaint concerns a financial institution using the nTrader platform, nTrader may pass the complaint to that institution’s designated compliance or support contact so the institution can address it.

13.2 Escalation Process

• Initial forwarding is generally targeted within about one business day.
• A first reminder may be sent after about five business days if there is no response.
• A further escalation notice may follow after another five business days.
• Where appropriate under the applicable commercial relationship, unresolved compliance matters may affect software services supplied to the institution.

13.3 Compliance Scope Limitation

• nTrader does not investigate financial disputes.
• nTrader does not determine financial liability.
• nTrader does not guarantee resolution of a complaint.
• nTrader does not act as a mediator between the user and the FSP.

Responsibility for the underlying financial dispute remains with the FSP.

End User Relationship Confirmation

• The user’s financial relationship is with the FSP.
• Using the Mobile Application does not create a financial relationship with nTrader.
• nTrader supplies software access only.
• nTrader is not a party to the user’s financial agreements with the FSP.

Intellectual Property

Intellectual property rights in the Mobile Application and related nTrader software remain with nTrader or its applicable rights holders.

Limitation of Liability

To the maximum extent allowed by law and subject to the complete EULA, nTrader does not assume liability for trading or financial losses, the acts or omissions of an FSP, market volatility, or trading outcomes.

Termination

nTrader may suspend or terminate access when required by law, regulatory obligations, contractual requirements or a breach of the EULA. Loss of access may also interrupt terminal interface connectivity to the FSP’s systems.

Updates

The EULA may be revised from time to time. The current version will be made available through official nTrader channels.

Governing Law

The Mobile EULA is governed and interpreted under the laws of the United Arab Emirates, subject to applicable mandatory legal requirements.

Platform Distribution and Third Party Store Disclaimer

Apple Inc. and Google LLC are not responsible for nTrader’s Mobile Application, its maintenance, support, functionality or content. nTrader’s software responsibilities are limited to the scope stated in the EULA.

Financial services, transactions and disputes remain between the end user and the relevant FSP. nTrader does not endorse a specific FSP, and users should independently verify the regulatory and legal status of any provider they choose.

Software Developer Contact

Questions about the Mobile Application or this EULA can be sent to Nextgen F X Investment LLC.